Debt-Free in ‘23!
With 8 months left in the year, is it really possible to be debt-free in ’23? In the past, I’ve talked a lot about different things you can do within …
With 8 months left in the year, is it really possible to be debt-free in ’23? In the past, I’ve talked a lot about different things you can do within …
As a budget coach, I talk to a lot of people who are frustrated about their finances. Some of them feel like they don’t make enough money to make ends …
In the past year, we have seen prices for everything go through the roof. Fears about a coming recession are mounting, as it could to cuts in pay or job …
Finding spare change is different these days. It used to be found in couch cushions, on the sidewalk or maybe in a payphone coin return. Nowadays, most payments are done …
Being in debt takes away freedom. Rigid payment structures and a constant outflow of money diminish options, so it’s important to relieve yourself of debt. But the best laid plans …
Spending Plan Versus Budget I often hear people refer to budgets as a planning tool. That’s partially true, but it’s so much more! I also hear them use the terms …
Can I afford it? Two things made me start budgeting – one, I was sick of being in debt; two, I was sick of always asking “can I afford it” …
A budget is an essential piece of a debt-payoff plan. “CentsAble” Bobbi takes you step-by-step through the process of creating a budget using the “debt snowball method,” which dictates that …
Planning your spending is essential to good money management. In this episode, “CentsAble” Bobbi details important steps necessary to create a workable plan for spending, so you can pay off …
Budgeting steps for a new month I LOVE the first day of the month! If you budget a month at a time, it’s time to get February done, if you …