Growing Your Change
Finding spare change is different these days. It used to be found in couch cushions, on the sidewalk or maybe in a payphone coin return. Nowadays, most payments are done …
Follow Your Plan
Being in debt takes away freedom. Rigid payment structures and a constant outflow of money diminish options, so it’s important to relieve yourself of debt. But the best laid plans …
The Diary of a Budgeter – Day 59
Spending Plan Versus Budget I often hear people refer to budgets as a planning tool. That’s partially true, but it’s so much more! I also hear them use the terms …
The Diary of a Budgeter – Day 55
Can I afford it? Two things made me start budgeting – one, I was sick of being in debt; two, I was sick of always asking “can I afford it” …
Creating Your Budget
A budget is an essential piece of a debt-payoff plan. “CentsAble” Bobbi takes you step-by-step through the process of creating a budget using the “debt snowball method,” which dictates that …
Creating Your Spending Plan
Planning your spending is essential to good money management. In this episode, “CentsAble” Bobbi details important steps necessary to create a workable plan for spending, so you can pay off …
The Diary of a Budgeter – Day 32
Budgeting steps for a new month I LOVE the first day of the month! If you budget a month at a time, it’s time to get February done, if you …
The Diary of a Budgeter – Day 7
Budgeting? Or planning your best life? I read an interesting article on budgeting today. It began by pointing out how “we all hate budgeting.” That is a feeling I can’t …
The 5-Step Budgeting Process
Everyone has their own process, when it comes to budgeting. The most successful process will be one that is customized for you and focused on achieving your financial goals. Here …