A Study Guide to Student Loans
What you need to know, before you borrow the dough! Student loans aren’t the only way to pay for college, but if it’s your last resort, pay close attention to …
Life After Debt
Is there really life after debt? Absolutely! But what does that mean? Never spending? Never using credit? Only saving? Life after debt means freedom, but it also means responsibility. What …
Weighing A Balance Transfer
A balance transfer can save you a ton of money…or it can put you further into debt. “CentsAble” Bobbi shares tips for weighing a balance transfer, to make sure it’s …
Growing Your Change
Finding spare change is different these days. It used to be found in couch cushions, on the sidewalk or maybe in a payphone coin return. Nowadays, most payments are done …
Follow Your Plan
Being in debt takes away freedom. Rigid payment structures and a constant outflow of money diminish options, so it’s important to relieve yourself of debt. But the best laid plans …
Creating Your Budget
A budget is an essential piece of a debt-payoff plan. “CentsAble” Bobbi takes you step-by-step through the process of creating a budget using the “debt snowball method,” which dictates that …
The Diary of a Budgeter – Day 50
Debt forgiveness: blessing or curse? All this talk about our government discussing student loan debt forgiveness is really getting under my skin…for a lot of reasons. It makes me seethe …
The Diary of a Budgeter – Day 48
Subtle servitude Today I heard a phrase I’ve never heard before: “subtle servitude” – referring to debt. The more we have, the more enslaved we are. It starts small and …
Creating Your Spending Plan
Planning your spending is essential to good money management. In this episode, “CentsAble” Bobbi details important steps necessary to create a workable plan for spending, so you can pay off …
The Debt Payoff Method
“CentsAble” Bobbi shares ideas for bringing your spending in line with your income, resulting in a strategy that will help pay off your debt. How to bring your spending in …