Life After Debt
Is there really life after debt? Absolutely! But what does that mean? Never spending? Never using credit? Only saving? Life after debt means freedom, but it also means responsibility. What …
Weighing A Balance Transfer
A balance transfer can save you a ton of money…or it can put you further into debt. “CentsAble” Bobbi shares tips for weighing a balance transfer, to make sure it’s …
Growing Your Change
Finding spare change is different these days. It used to be found in couch cushions, on the sidewalk or maybe in a payphone coin return. Nowadays, most payments are done …
Follow Your Plan
Being in debt takes away freedom. Rigid payment structures and a constant outflow of money diminish options, so it’s important to relieve yourself of debt. But the best laid plans …
Creating Your Budget
A budget is an essential piece of a debt-payoff plan. “CentsAble” Bobbi takes you step-by-step through the process of creating a budget using the “debt snowball method,” which dictates that …
Creating Your Spending Plan
Planning your spending is essential to good money management. In this episode, “CentsAble” Bobbi details important steps necessary to create a workable plan for spending, so you can pay off …
The Debt Payoff Method
“CentsAble” Bobbi shares ideas for bringing your spending in line with your income, resulting in a strategy that will help pay off your debt. How to bring your spending in …
The Diary of a Budgeter – Day 38
Debt-free celebrations Remember when mortgage burning parties were a thing? Neither do I. It’s unfortunate that many of us don’t remember paying off the mortgage as something people actually did …
The Debt-Free Secret
“CentsAble” Bobbi shares the secret to debt-freedom, plus ideas for changing your spending habits and evaluating debt-payoff strategies. The secret to debt-freedom Ideas for changing your spending habits Identifying your …