DIY Insurance
Insurance is necessary, in most cases. If you’re overspending on a policy, but only seeing money go out the window, how do you know it’s worth your dollar? “CentsAble” Bobbi …
Life After Debt
Is there really life after debt? Absolutely! But what does that mean? Never spending? Never using credit? Only saving? Life after debt means freedom, but it also means responsibility. What …
Weighing A Balance Transfer
A balance transfer can save you a ton of money…or it can put you further into debt. “CentsAble” Bobbi shares tips for weighing a balance transfer, to make sure it’s …
Growing Your Change
Finding spare change is different these days. It used to be found in couch cushions, on the sidewalk or maybe in a payphone coin return. Nowadays, most payments are done …
The Diary of a Budgeter – Day 61
Diet Coke & Dr. Seuss It is bittersweet that my eating out budget will stretch a bit further from now on. I’ve been drinking Diet Coke faithfully since I can …
The Diary of a Budgeter – Day 60
Keeping track of the bills A new month! Time to pay the bills! Keeping track of the bills has been easy for me, since Scott showed me his super simple …
Follow Your Plan
Being in debt takes away freedom. Rigid payment structures and a constant outflow of money diminish options, so it’s important to relieve yourself of debt. But the best laid plans …
The Diary of a Budgeter – Day 59
Spending Plan Versus Budget I often hear people refer to budgets as a planning tool. That’s partially true, but it’s so much more! I also hear them use the terms …
The Diary of a Budgeter – Day 58
Grilled cheese, homeless & budgeting Last night, Scott and I went to a local hamburger place for dinner. We had to sit outside, but it was so nice to be …
The Diary of a Budgeter – Day 57
Hello Tax Refund! Woo hoo! My tax refund hit the bank today! I was so excited for it to arrive, so I could transfer it into my prize-linked savings account. …