Budgeting made easy. Really, Easy! (562)265-8182 bobbi@centsablechat.com

Budgeting made easy. Really, Easy! (562)265-8182 bobbi@centsablechat.com

Budgeting made easy. Really, Easy! (562)265-8182 bobbi@centsablechat.comBudgeting made easy. Really, Easy! (562)265-8182 bobbi@centsablechat.comBudgeting made easy. Really, Easy! (562)265-8182 bobbi@centsablechat.com








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CentsAble Bobbi's Favorite Reads


This is the first personal finance book I ever read. It’s the one that motivated me to not only understand my financial life but own it! This book taught me a better way to handle debt and a faster method to pay it off.  The process lit a fire in me to learn more about personal money management, and I am forever grateful! If you’re looking for the light at the end of your tunnel, this book is the first flicker! 


In this book, you'll learn the following: How to understand yourself--and your risks--as a healthcare consumer; What procedures and prescription drugs cost (and how to negotiate for the best rates); How to maximize insurance coverage to fit your needs; How to find and develop a relationship with the right provider; What you need to consider when it comes to retirement; And so much more! 


A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life. 


With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time. 


Empowering! This book taught me why money can be taboo, stressful and mind-boggling, when it’s only a tool that can better our lives! It provided a different way of thinking; to face a struggle I couldn’t afford and make it a challenge I wanted to overcome. I felt like the author was talking directly to me, saying, “calm down and we’ll figure this out.” 


This book inspires and equips anyone with hopes for a better financial future. Tony Bradshaw shares the principles and actions he applied during his journey to becoming a millionaire to reveal how, with the right financial knowledge and choices, anyone can become a millionaire.  


Brenton Mix illuminates the systems and processes that create true wealth. In this book you will learn how to experience more health, wealth, vitality, and joy than you ever thought possible. With proven tools and techniques, you'll dramatically accelerate yourself into all the best that life can offer. 


This book is aimed at debunking the myths that prevent people from achieving their wealth goals. And the first myth that needs to be bashed is that financial advisors are only for the very rich. In fact, there are more financial advisors who cater to modest-income Americans than those who cater to the rich. 


From his baby steps to the cash envelope system to dealing with financial emergencies to why insurance is so important, this book gave me so many helpful nuggets, I felt like it was raining gold! He gave me hope, showed me I was not alone, and explained, in detail, direct action steps I could use in my own life! The lessons I’ve learned from his books, radio show and Financial Peace University are invaluable! 


As someone who was completely stuck in the “poor mindset” for more years than I care to remember, this book was an eye opener! A poor mindset leads us to fear money, while the millionaire mindset teaches us to use it for a better quality of life. Now, I feel more confident facing money challenges and utilizing the tools available to anyone who wants to get ahead, both financially and professionally. My reaction when finishing the book was “wow! I’ve GOT to read that again!” 


A life-changer! This book taught me how to prepare for non-monthly expenses (oil changes, car registration, annual subscriptions) and break them down to save over time, instead of coming up with a big chunk of money all at once. It also taught me how to use YNAB, a great budgeting app that has saved countless hours and stress that used to come from budgeting and tracking expenses on paper and spares the hassle of juggling multiple savings accounts. Thanks to the book and app, I’ve become a die-hard budgeter! It’s a hobby now, and my money likes me much better! I recommend this book to anyone who’s looking to simplify their finances and cut the stress of managing your money! This book is like a favorite movie I can watch over and over. I’ve read it at least 5 times already! 

Budget Challenges

Back-To-School Money Challenge


Back-to-school shopping is a great time to teach your kids the value of a dollar, smart spending and saving – while giving them incentive not to break the bank! 

10 Day Budget Challenge


If you wish for less financial stress, no debt and financial freedom, we challenge you to take the first step in making those wishes come true, by creating a budget.