In This Episode

• Financial frugality
• Time frugality
• Budgeting your time
• The joy of living frugally
• Frugal = cheap? OR Frugal = smart!
• Frugal fun!
• The fun of delayed gratification
• Compounding time & money
• Reducing or eliminating taxable income
• Hidden college costs and how to cut them
• Budgeting on an irregular income
• The “pay yourself first” budgeting method

• Budgets & Brews Website
• Email: budgetsandbrews@gmail.com
• On social media: @budgetsandbrews
• Article: “How to Tell If You Are Cheap or Frugal”