Budgeting made easy. Really, Easy! (562)265-8182 bobbi@centsablechat.com

Budgeting made easy. Really, Easy! (562)265-8182 bobbi@centsablechat.com

Budgeting made easy. Really, Easy! (562)265-8182 bobbi@centsablechat.comBudgeting made easy. Really, Easy! (562)265-8182 bobbi@centsablechat.comBudgeting made easy. Really, Easy! (562)265-8182 bobbi@centsablechat.com

Create Your Financial Picture

 What You Can Expect:

Q&A where you’ll be asked for details about relevant income & expenses

Relevant income includes paychecks, social security, alimony, child support – any income you receive consistently.

Irrelevant income includes tax refunds, bonuses, reimbursements, inheritances – any one-time or inconsistent payments.

Relevant expenses include any reoccurring bills & expenses, whether they are paid weekly, monthly, quarterly, annually, etc.

Irrelevant expenses include one-time payments or purchases.

What You’ll Need:

Access to your bank account and/or credit card account(s) 

Access to current debt statements – including credit cards, vehicles, student loans – any debt you're carrying

NOTE: You’ll never be asked to provide account numbers or access to accounts. The purpose for you accessing your accounts during this time is solely for your reference, so you can provide accurate answers to questions about income, expenses, minimums due, due dates & interest rates.


DEFICIT:

If expenses exceed income, we’ll create a list of options & action items to bring expenses in line with income. Then, we can schedule a follow up session to review your financial picture and determine if we can move on to financial goal setting & prioritizing. 

If we schedule a follow up session, you’ll have access to me via phone or email for questions or assistance with cutting expenses. 

What You’ll Get:

Spreadsheet containing all information collected during the Q&A

One-page summary of income & expense totals, plus the deficit amount

Written list of options & action items for cutting expenses


SURPLUS:

If income exceeds expenses, we’ll discuss your financial goals & priorities. Then, we can discuss working together on creating a spending plan & budget to accomplish your first goal. 

What You’ll Get:

Spreadsheet containing all information collected during the Q&A

One-page summary of income & expense totals, plus the surplus amount

Prioritized list of your financial goals

To-do list for accomplishing your number one financial goal


Pricing:

Creating Your Financial Picture (2-hour session): $89.95

Follow-up session (1-hour session): $49.95


CLICK HERE TO BOOK YOUR SESSION

CentsAble Chat budget coaching

CentsAble Chat budget coaching