Bankruptcy Attorney & Host of the “Fresh Start For Life” podcast, Don Golden shares his 20+ years of expertise. Plus, life after bankruptcy and how to rebuild your financial life. And CentsAble Bobbi chats about common financial fears and how to overcome & plan for them.
Issues that may require bankruptcy: lawsuit from a creditor, wage garnishments, the inability to pay more than minimum payments
Non-profit consumer credit counseling agencies can help you decide whether or not to consider bankruptcy
Debt consolidation versus debt management - WHAT YOU DON’T KNOW CAN HURT YOU!
Difference between “charged off” and “discharged” debt - and how it impacts your taxes
Why you might do more damage, by putting off bankruptcy too long
Chapter 7, 11 & 13 - how do they differ, and which is right for you?
Difference between bankruptcy and debt management plans
Using your financial mistakes to create a more secure future
Why your credit may not be impacted as much as you think
Common financial fears, and how you can overcome them
Most debt management plans take 3-5 years to complete
Budgeting for a job loss or other financial emergency
“Rebuild Your Credit, Rebuild Your Life” program
How to find out if there is a lien on your property
Can bankruptcy discharge student loan debt?
Can a budget save you or is it time to file?
If you’re being sued, you need a lawyer!
IRS debt may be dischargeable
Budgeting after bankruptcy
Safeguarding against fraud
Pros & cons of bankruptcy
How to make a fresh start
WalletHub’s 2019 Financial Fears Survey
HSA’s - Advantages & Disadvantages
Book “Healthcare is Making Me Sick” By Scott Heiser
Book “The Truth Shall Set Your Wallet Free” By Nick Stuller
Podcast Episode “Protecting Your Vehicle Without Breaking the Bank”
AnthonyONeal, Author of “Debt Free Degree”