Budgeting made easy. Really, Easy! (562)265-8182 bobbi@centsablechat.com

Budgeting made easy. Really, Easy! (562)265-8182 bobbi@centsablechat.com

Budgeting made easy. Really, Easy! (562)265-8182 bobbi@centsablechat.comBudgeting made easy. Really, Easy! (562)265-8182 bobbi@centsablechat.comBudgeting made easy. Really, Easy! (562)265-8182 bobbi@centsablechat.com

Debt 101 March 16, 2020

Understanding debt, sidestepping the landmines that come with it and avoiding scams along the way – with CPA, Michele Cagan, Author of “Debt 101.”  

IN THIS EPISODE

Good debt versus bad debt – is there a difference?
Understanding student loan debt
Financial aid versus student loans
Benefits & pitfalls of debt consolidation
Benefits & pitfalls of credit builder loans
How building credit can help pay off debt
Best ways to build your credit
Secured versus unsecured debt
Pitfalls of home equity loans
Dangers of payday loans
Alternatives to payday loans
Benefits & pitfalls of using apps & online banks for early access to your money
Using basic math to make your best financial decision
Using a holistic financial view to deal with debt
Debt is optional – the choice is YOURS!
Budgeting for debt
Financial empowerment
Dealing with medical debt
When is bankruptcy the right choice?