The Diary of a Budgeter – Day 51
The joy of spending Last night, Scott and I went in search of a birthday present for our great-niece who is about to turn 5 and is really into her …
The Diary of a Budgeter – Day 50
Debt forgiveness: blessing or curse? All this talk about our government discussing student loan debt forgiveness is really getting under my skin…for a lot of reasons. It makes me seethe …
The Diary of a Budgeter – Day 49
The payoff I came across an article yesterday, outlining “old school” money ideas. They all represent great ways to save money or at least prevent overspending. Pay cash for everything, …
The Diary of a Budgeter – Day 48
Subtle servitude Today I heard a phrase I’ve never heard before: “subtle servitude” – referring to debt. The more we have, the more enslaved we are. It starts small and …
The Diary of a Budgeter – Day 47
Low interest rates: opportunity or sucker bet? For the umpteenth time today, I heard someone say, “we’d be stupid not to borrow money at these rates” and it made me …
The Diary of a Budgeter – Day 46
The “Feuding Neighbors” category I’m a YNAB addict; I admit it. One thing a lot of YNAB addicts are known for is having unique categories in their budget. Today, thanks …
The Diary of a Budgeter – Day 45
Love & Money Valentine’s Day and here we are – still in the middle of a pandemic! In California, that means no romantic dinners at fancy restaurants (at least, not …
The Diary of a Budgeter – Day 44
Personal Responsibility I love Dave Ramsey! I’ve learned so much from him! So it frustrates me to see his words being misinterpreted and slammed in the media – once again …
The Diary of a Budgeter – Day 43
Giving money a “time out” Woo hoo! Tax season has finally begun! I’m so excited; I did my taxes on January 31st, but have been waiting to file, since they …
The Diary of a Budgeter – Day 42
Attitude of Gratitude We went to Home Depot last night. On our way to the main entrance, we walked by a row of barbecue grills. My first thought was – …