Creating Your Financial Picture
During last week’s episode of the “CentsAble Chat” podcast, we discussed finding the “why” behind your financial New Year’s resolutions – and thinking through what it would take to reach your …
10 Surprising Ways to Save Money
Search the Internet for ways to save money and you’ll likely find ideas like drinking coffee at home, taking your lunch to work, etc. Great ideas, but if you’ve already …
Personal Finance Christmas Gift Ideas
Great Christmas gift ideas are hard to come by. If you’ve made strides in your financial life this year and are looking for ideas to “share the wealth,” consider these …
Cash-Free Christmas Gifts
If you’re in debt or just struggling to make ends meet, paying for the holidays can be stressful. Still, many people would rather add to their debt than not give …
Emergency Savings
In 2017, we sadly watched hurricanes and wildfires devastate many areas of the country and mourned for those who lost their lives. It’s an experience many of us will never …
You’ve Got to Spend to Save
You’ve heard the phrase, “you have to spend money to make money,” but have you heard the phrase, “you have to spend money to save money”? I’m here to tell …
Building Your Financial Foundation
What is a financial foundation? It’s built from pockets of money earmarked for things that, if left unplanned, could cause you to “shake” or “crumble.” Think of your home, if …
I Can’t Afford It – Very Damaging Words
ow many times have you said, “I can’t afford it”? If you’re like me, you lost count a long time ago. But it never occurred to me how negative this …
Goal Setting
After budgeting, this is the next step in financial planning. Really, it’s the same as trying to drive somewhere you’ve never been, without a map. How do you expect to …
Expanding Your Budget
Once I got used to creating and sticking to my super simple budget, things got much better! Debts started to dwindle, my credit score got better (which allowed me to …