author and ramsey personality anthony oneal

Debt-Free Degree

Bobbi Olson Podcast

Nearly 1 million students are currently in default – one goes into default every 28 seconds. The average college student will graduate $35,000 in debt and for nearly 1/5th of them, the bill will be $100,000 or more. Don’t be normal! You CAN go to college 100% debt free! Anthony ONeal, Author of “Debt Free Degree” is going to teach you how. ​Plus, CentsAble Bobbi discusses ways to think differently about money!

In This Episode

  • Should you take a gap year?
  • Thinking differently about money
  • The long-term cost of student debt
  • You can apply for scholarships in middle school!
  • Do your research and plan – it can save you a ton!
  • How extracurricular activities and grades impact financial aid
  • The Six P’s: proper prior planning prevents poor performance
  • School teachers, principals & firefighters can become millionaires!
  • Research the pay associated with your dream job – it might surprise you!
  • Removing the option of student loans allows us to see other opportunities
  • The average borrower thinks they can pay off their student loan within 2 years of graduation
  • The caliber of your financial future will be determined by the financial choices you make today
  • Alternatives to student loans: community college, cash, trade schools, tech schools, work, scholarships, grants, 529 plans, ESA’s, church support
  • Studies show that 12 years after graduation the average borrower still owes between 65% and 113% of the balance, plus interest.
  • Studies show that the average kid who works 10-19 hours a week in high school & college performs better academically.

Links and Resources

Who do you know who'd like this, too? Share it with them!